Review

The Business Green Rewards Card, issued by American Express, is ideal for business owners with good credit who can afford to pay in full each month and want to participate in a reward program without any limits.

Cardholders should understand that this is a charge card, which means that all charges made on this card must be paid in full each billing period. However, this may be an ideal option for those who want to avoid accumulating credit card debt.

The card offers access to the Membership Rewards® program for no additional fee. This program offers one of the best and most flexible reward programs in the credit card industry due to the variety of merchandise and services that can be redeemed for accumulated points. In addition, there is no limit on the number of points that can be earned, and points never expire. Cardholders earn one point for every dollar they spend, and they also receive 5,000 bonus points with their first purchase.

The annual fee will be waived for the first year. Thereafter, the fee is $95.

As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various additional services and benefits. Some of the benefits include up to $100,000 in travel accident insurance, purchase protection, and auto rental insurance. Cardholders also receive special discounts from FedEx®, AT&T®, Hertz®, and other select retailers. It is important to review the disclosures for participating merchant discounts, as restrictions and limitations do apply.

Therefore, those who can afford to pay in full each month, want to participate in the reward program, and will take advantage of the additional discounts and services will benefit most from what the Business Green Rewards Card has to offer.