Review

The Blue for Business® Credit Card is designed for business owners with average credit who want the option to pay over time with no annual fee, an interest-free introductory offer on purchases, and a fee-free business rewards program.

The fee-free Membership Rewards Express® program allows cardholders to earn one point for every dollar they spend. Points can be redeemed through various partners including The Home Depot and Sony. Cardholders can also book any airline at any time through the Membership Rewards Pay with Points program, or use the Express Rewards Hotel Card for hotel stays, room service, dining, or spa treatments.

The card has a 0% introductory rate on purchases for 15 months, and there is no annual fee. It also offers a fixed 7.99% introductory rate on balance transfers for the life of the loan for balance transfers made during the application or within the first six months of membership. In relation to other business reward cards, this card has a reasonably low interest rate for purchases after the introductory offer expires (for higher qualifying applicants).

Cardholders will be able to take advantage of various services and benefits including purchase protection, travel accident insurance, and various travel and emergency assistance services. Through the OPEN Savings program, cardholders can also save 3% to 25% on business expenses with companies like FedEx, Delta, Hertz, Hyatt Hotels & Resorts, and more.

Therefore, those business owners who qualify for the lowest rate offered and plan to take advantage of the rewards program and the introductory offers will benefit most from what the Blue for Business® Credit Card has to offer.