http://www.firstcard.com/blog Free Credit Information from FirstCard Thu, 03 Jul 2008 01:05:42 +0000 http://backend.userland.com/rss092 en What is a HELOC? HELOC stands for Home Equity Line of Credit. A HELOC works similarly to a secured credit card, but instead of depositing money to the lender, your home equity will serve as the security for the loan. If your HELOC application is approved, you’ll be given a credit ... http://www.firstcard.com/blog/2008/07/02/home-equity-credit-line-heloc-freeze-how-can-it-affect-home-owners/ Before you apply for your first credit card or your next one, you should know the pros and cons of each type of credit card. There’s a reason why credit cards are categorized into different types, because they give different features and each one have different advantages and disadvantages. The four ... http://www.firstcard.com/blog/2008/04/16/the-pros-and-cons-of-the-four-types-of-credit-cards/ Your wallet is gone, your social security number’s been pulled from an online application, your phone number was picked up by a bystander while you were in line at the airport. There are thousands of ways that “Susie Smith” becomes “Susie Smith” all over again; criminals opening credit accounts, ... http://www.firstcard.com/blog/2008/04/03/firstcardcom-interviews-a-secret-service-agent-about-preventing-identity-theft/ Are you loosing sleep over bad credit, unpaid credit bills or damaged credit? Establishing good credit is not as hard as most people think. Most of the time the solution is to follow five very basic rules or tips to follow: Start small by applying for gas credit cards or department ... http://www.firstcard.com/blog/2008/03/05/establishing-good-credit-possible/ When peace of mind hangs in the balance, moving your credit balances, through a balance transfer might be the answer – simple, safe, and swift!  Chances are your mailbox is overrun daily with offers of 0% or low interest rates, decreasing your overall debt load. With average annual interest rate charges ... http://www.firstcard.com/blog/2008/02/26/balance-transfer/ You always remember your first! Your first bike, baseball game, date, and view of a sunset. Your first credit card is a gateway and, with millions and millions of credit cards issued each year, the fact is that your first card, is likely the easiest you'll ever attain. "College ... http://www.firstcard.com/blog/2008/02/16/your-first-card/